Needs Analysis Instructions
This easy-to-use calculator has been designed to produce a professional document that you, the life insurance professional, can print and present to your client. It is personalized for both you and your client.|
For All Personalization
- Login using your UserID and Password
- Click on "Change my Profile" to edit your information
For Needs Calculator
- Click on "Needs Calculator"
- Note that Income to be replaced is annual, and is after tax. Enter a factor of 80% to 90% to reduce for income no longer required.
- Note that the investment yield on assets is after tax as well
- Input assumptions and click on "Calculate"
- Click on "Print Friendly Version"
- To print "Print Friendly Version", click on "File" and then "Print" from your browser
- Note that the document is professionally personalized to your information
Include a copy with the application for the Underwriter!
We hope you find this tool useful in your daily work
Click here for a discussion of different Needs Analysis Approaches
Click here to go to the Needs Calculator